I used to haaaaate money so I just ignored it. Turns out that’s not a great way to manage your money!!! I now have a budget that I’m pretty good with, but man was it difficult to implement. Shout out to my husband for being the leading force in that 👍🏻 Money sucks, it’s stupid, I still hate it but alas, I can’t escape it, so I may as well use it wisely.
Jan 16, 2025

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I’m up in my bank account every week writing every transaction out in a spreadsheet and I’ve never been better with money in my whole life. Also helped me notice asap when a whole mess of fraudulent transactions slipped in while I was occupied moving and otherwise wouldn’t have seen them for a while. It’s absolutely more effective than a Mint budget tracker because you have to confront EVERY purchase and contemplate what actually has value to you.
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Start by tracking your income and expenses to understand where your money goes. Setting up a budget allows you to see your monthly spending and identify areas where you can cut back.
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I'm gonna be so real with you guys. I have had an incredibly hard time with being responsible with my finances ever since I moved out on my own. I've basically been dead broke since 2018 completely at my own volition. Sometimes going as far as spending entire paychecks in under 15 minutes after they hit my account. I've obviously dealt with a lot of consequences to these actions. After a couple huge wake up calls in the recent years, I decided 2025 is where this betrayal of my own self needed to stop for good. Ngl it's been very, very challenging, but its also already pretty rewarding knowing I am finally putting some effort into my future for once. I'm no longer ordering food, shopping in my leisure time, and getting an iced coffee and breakfast daily. I have already noticed, since I started this journey last month, that I am a LOT less anxious. I have a small amount of savings to fall back on for the first time ever, which I am so incredibly proud of myself over. Yay for investing in your future!!!
Feb 13, 2025

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