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I’m up in my bank account every week writing every transaction out in a spreadsheet and I’ve never been better with money in my whole life. Also helped me notice asap when a whole mess of fraudulent transactions slipped in while I was occupied moving and otherwise wouldn’t have seen them for a while. It’s absolutely more effective than a Mint budget tracker because you have to confront EVERY purchase and contemplate what actually has value to you.
Jan 6, 2025

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I love doing this I have an excel for budgeting to know when I’m going overboard with a category. Another for savings another for income and another for investments. I love excel 😭
Jan 7, 2025
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For me, I built a monthly budget spreadsheet and review my transactions at the end of the month
Jan 6, 2025
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i was looking for better ways to budget, and the apps never felt quite right, thanks for the rec!
Jan 6, 2025
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nanabo I just use a template in google sheets that does all the math functions and formatting for you, would def recommend starting with a template like that!
Jan 6, 2025
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nanabo along with a google sheet to calculate my budget as a whole, ever month i keep a log of income and expenses on a notion page
Jan 6, 2025
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As someone who has a lot of financial anxiety stemming from childhood this makes me feel kinda safe and in charge.
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Doing books at the beginning of each month is horrifying, but I find there is an eerie calm in knowing exactly how little cash you have on hand and how much debt you're in
Jul 1, 2025

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