Rec | DOING JUST A LITTLE BIT OF WORK ON YOUR BUDGET

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doing Just a little bit of work on your budget

because doing more than a little bit is stressful, but it's nice to start getting an idea of just how much money you're spending in a month...

@sloane_shark

Feb 29, 2024

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@sloane_shark

also, the concept of paying rent is just fuckin insane

Feb 29, 2024

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budgeting

Doing books at the beginning of each month is horrifying, but I find there is an eerie calm in knowing exactly how little cash you have on hand and how much debt you're in

@daphne

Jul 1, 2025

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make a budget first

assuming you haven't already done this. i just put mine in a spreadsheet. i include figures for "investing" and "saving" then just put an amount i know i can afford every month. just make the budget and stick to it. if you find you can't stick to the budget then maybe examine your spending habits and see if there's anything you can do without buying.

@gaucheries

Dec 1, 2024

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IF YOU HAVE A STEADY INCOME

Start with your income and subtract all the money you have to spend: housing, transportation, insurance, medication, groceries, phone, etc The amount left is what you really have to work with. It’s not reasonable to think all that goes to paying off your debt (but it could!) because you still get to live at least a little. But think about canceling subscriptions, changing your phone plan, etc.