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If you’re not using one already, do it now! I’ve been using marcus for about a year (when I finally started to try and get my financial act together) and let me tell ya, getting 4.5% interest feels wayyyyy better than the 0.04% I was getting with my old bank. Obviously I’d be happy if you wanted to use my referral code (gives us both 5.5% for 3 months) but mostly just want to promote getting a hysa for everyone!
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Feb 11, 2024

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jcarney
Feb 11, 2024
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caledonia literally! Banks are a scam, I can’t believe I waited so long to do it 🥲 better late than never I guess
Feb 11, 2024
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Just moved my savings into an Amex one last month and am like stunned at the interest coming in i can’t believe everyone doesn’t do this
Feb 11, 2024
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https://www.marcus.com/share/TAR-7CR-PMFJ Is my code if you’re interested 🙏😊🫶
Feb 11, 2024
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if you have the option to divert a % of your paycheck directly into savings, do it!
get a high yield savings account with a different bank (I recommend Marcus) that requires that you transfer money out of the bank where you have your debit card—takes a few business days to transfer which means you can’t spend it willy nilly but it’s there when you need it
Dec 2, 2024
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I know savings are hard to come by, but it is basically free money. You can find accounts that give you 5% apy ($50 a year for every $1,000 you have saved if you are bad at math like me)
Follow me for more financial tips (jk)
Feb 11, 2024
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Open a high yield savings account - you get an, obvs, super high interest rate, which is a great incentive to put money in there. Either direct a percentage of your paycheck in there, or transfer money in there immediately after you get paid. Great place to house your emergency fund (3-6 months of expenses) because it’s easily accessible.
There are lots of books on saving for retirement- I recommend the simple path to wealth because it’s easy to understand, required very few action items, the author crunches the numbers while he’s explaining things, and you don’t have to be someone obsessed with savings and personal finance to benefit from it, like me!
Mar 7, 2024

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Makes your day soooo much more fun. Can be as unrealistic or realistic as you like. Enjoy it.
Feb 20, 2024
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Honestly, enough said. Lifesaver.
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