hear me out... I'm not talking about a financial retirement plan etc etc, we all know no one got that in this economy. But more in sense of what would you like to be doing after you are 70 and such.
I feel that talking about your immediate future can be so stressful, i for example know nothing about what I want to be doing in 1 or 5 years, but talking about a long distance and imagining myslef in old age brings me comfort and joy. Also it kinds drives away the conversation from "goals" or "ambitions" into more about the joys of everyday life that you care the most and would like to hone as you grow.